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Welcome To David Tennant Insurance

David Tennant Insurance is an independent insurance agency with a core value of providing the best in service to our clients. We offer personal insurance policies for personal property, life insurance policies, and commercial and business insurance products. Our independent status allows us to shop the many different providers in order to bring you the best possible price and policies that precisely fit your needs.

We serve the five city area of Oceano, Grover Beach, Shell Beach, Pismo Beach and Arroyo Grande in order to bring you our expertise and personalized services with a local flavor. Our insurance agents offer you more than just insurance products -- they offer local knowledge that can be invaluable when it comes to selecting the right insurance policy for your needs. We are here to work for you!

When it's time for insurance, no matter if it's life insurance, personal insurance, or a commercial/business policy, you want the right type of coverage for your needs at the best possible price point. Our agents sit down with you to find out what your requirements are, then seek out a policy that matches what you want. Once the search is completed, the agent presents you with all of the available offers, what is included, and the final premium cost. This is the time for you and the agent to narrow it down to the one that fits your needs exactly.

David Tennant Insurance offers policies for personal insurance needs that include home, life, auto, motorcycle and RV/recreational vehicles. It is our goal to find you a policy that has all of the features you need while providing adequate coverage for whatever it is you are insuring, whether it be personal property or a life insurance policy. It may be possible to combine some personal insurance products into one package for your convenience.

We also offer a variety of business and commercial insurance policies such as a commercial broker-owner policy, workers compensation, small business coverage, commercial auto coverage and commercial real estate coverage. Call us today. Don’t be surprised when a real person answers the phone.

Our Location

David Tennant Insurance Agency

1303 East Grand Avenue #111
Arroyo Grande, CA 93420

Phone Number:

Main office: 805-706-0147
Fax: 805-474-8959

Office Hours:

Mon: 8:30 AM - 5:30 PM
Tues: 8:30 AM - 5:30 PM
Wed: 8:30 AM - 5:30 PM
Thurs: 8:30 AM - 5:30 PM
Fri: 8:30 AM - 5:30 PM
Sat: By Appointment
Sun: Closed


I have been a client of Dave Tennant for 9 years. Dave was referred to me by a friend, who said he was really good and, lo and behold, he, and his entire office staff ARE fantastic! I have stayed with Dave even though I live 90 miles away. Dave routinely shops for the best insurance coverage for your needs, and is happy and willing to modify coverage to adjust to changing circumstances. He is diligent and friendly, and even called me after a wildfire almost took my home, to make sure I didn’t need help with anything. I not only consider him my insurance agent, I consider him a friend. I would recommend him to anyone.

Lesley C., Santa Barbara, CA
For many years Dave has provided professional and personal service regarding my insurance needs. If you’re looking for an agent you can trust, call Dave.

Bob I., Arroyo Grande, CA
I have my car insurance with Dave Tennant since the early 80’s. He’s been with me through thick and thin, from Porsches to a few too many tickets and a pinch… he’s that kind of guy. Dave works hard to keep me on the road and covered, and at a darn good price. He’s good at fixing some unique situations too, from insuring Historical cars to Company cars. I’ve got three of them with Dave, and would trust him with anything… his word is his bond and you just can’t find a whole lot of that these days. Suffice it to say, I highly recommend him.

Al D., Playa del Rey, CA
I pride myself on being a savvy shopper! However, even I was amazed at the deep discounts coupled with un-paralleled value in my auto and renters insurance when I chose David Tennant Insurance Agency in Arroyo Grande, CA. Whenever I have a need, a question, or an opportunity to increase the value of my insurance package, Tennant Insurance always comes through with friendliness, accuracy and timeliness. From day one, Tennant Insurance has always given my financial and material safety their first priority. There is just no way that I can get the time honored value and commitment to my well-being during times of stress from any other insurance agency in town. David Tennant Insurance takes care of their customers like family. And you can’t beat that!

Julie S., Arroyo Grande, CA