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Technology Insurance

Technology is at the core of most modern industries, but like many growth areas, it faces certain risks. Whether you're a major IT corporation or a small business using a single computer to get by, technology insurance can help mitigate your risks and allow you to move forward with confidence. Here's what you need to know about this coverage.

First, there is no one-size-fits-all policy for technology. The use of technology by companies is so varied—and the risks are so different—that a universal policy would ultimately cost you far more than needed. To deal with this, David Tennant Insurance Agency focuses on solutions that are specifically tailored to your company's needs, helping to keep costs low while still providing your business with adequate protection.

Cyber Liability, Property Insurance, and More

The best way to determine what type of technology insurance you need is to talk with an agent, but here are some things to consider before you call:

  • What type of technology do you have? Many businesses these days are using cloud-based services that may (or may not) have insurance of their own to deal with technical problems related to that software. Other companies are quite content with having a single computer in a back office. Knowing the kinds of technology you use will help your agent pinpoint the best plan.
  • How vital is technology to your operations? Some businesses could probably get by without a computer for a few days, while others literally could not do business at all. If the use of technology is important, you should have enough coverage to completely replace the system if something goes catastrophically wrong.
  • Are you a creator or a user? Companies that create technology or software can be susceptible to lawsuits over the use of intellectual property, while users have to contend with the possibility of technological services being abruptly limited or shut down.

There's no way to completely avoid risk when you use technology, but you can get insurance that brings these risks down to a manageable level.

Our Location

David Tennant Insurance Agency

1303 East Grand Avenue #111
Arroyo Grande, CA 93420
Main office: 805-706-0147
Fax: 805-474-8959

Our Providers

Testimonials

I have been a client of Dave Tennant for 9 years. Dave was referred to me by a friend, who said he was really good and, lo and behold, he, and his entire office staff ARE fantastic! I have stayed with Dave even though I live 90 miles away. Dave routinely shops for the best insurance coverage for your needs, and is happy and willing to modify coverage to adjust to changing circumstances. He is diligent and friendly, and even called me after a wildfire almost took my home, to make sure I didn’t need help with anything. I not only consider him my insurance agent, I consider him a friend. I would recommend him to anyone.

Lesley C., Santa Barbara, CA
For many years Dave has provided professional and personal service regarding my insurance needs. If you’re looking for an agent you can trust, call Dave.

Bob I., Arroyo Grande, CA
I have my car insurance with Dave Tennant since the early 80’s. He’s been with me through thick and thin, from Porsches to a few too many tickets and a pinch… he’s that kind of guy. Dave works hard to keep me on the road and covered, and at a darn good price. He’s good at fixing some unique situations too, from insuring Historical cars to Company cars. I’ve got three of them with Dave, and would trust him with anything… his word is his bond and you just can’t find a whole lot of that these days. Suffice it to say, I highly recommend him.

Al D., Playa del Rey, CA
I pride myself on being a savvy shopper! However, even I was amazed at the deep discounts coupled with un-paralleled value in my auto and renters insurance when I chose David Tennant Insurance Agency in Arroyo Grande, CA. Whenever I have a need, a question, or an opportunity to increase the value of my insurance package, Tennant Insurance always comes through with friendliness, accuracy and timeliness. From day one, Tennant Insurance has always given my financial and material safety their first priority. There is just no way that I can get the time honored value and commitment to my well-being during times of stress from any other insurance agency in town. David Tennant Insurance takes care of their customers like family. And you can’t beat that!

Julie S., Arroyo Grande, CA