Give us a call
805.706.0147

Renters Insurance

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At David Tennant Insurance Agency, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from David Tennant Insurance Agency are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Location

David Tennant Insurance Agency

1303 East Grand Avenue #111
Arroyo Grande, CA 93420
Main office: 805-706-0147
Fax: 805-474-8959

Our Providers

Testimonials

I have been a client of Dave Tennant for 9 years. Dave was referred to me by a friend, who said he was really good and, lo and behold, he, and his entire office staff ARE fantastic! I have stayed with Dave even though I live 90 miles away. Dave routinely shops for the best insurance coverage for your needs, and is happy and willing to modify coverage to adjust to changing circumstances. He is diligent and friendly, and even called me after a wildfire almost took my home, to make sure I didn’t need help with anything. I not only consider him my insurance agent, I consider him a friend. I would recommend him to anyone.

Lesley C., Santa Barbara, CA
For many years Dave has provided professional and personal service regarding my insurance needs. If you’re looking for an agent you can trust, call Dave.

Bob I., Arroyo Grande, CA
I have my car insurance with Dave Tennant since the early 80’s. He’s been with me through thick and thin, from Porsches to a few too many tickets and a pinch… he’s that kind of guy. Dave works hard to keep me on the road and covered, and at a darn good price. He’s good at fixing some unique situations too, from insuring Historical cars to Company cars. I’ve got three of them with Dave, and would trust him with anything… his word is his bond and you just can’t find a whole lot of that these days. Suffice it to say, I highly recommend him.

Al D., Playa del Rey, CA
I pride myself on being a savvy shopper! However, even I was amazed at the deep discounts coupled with un-paralleled value in my auto and renters insurance when I chose David Tennant Insurance Agency in Arroyo Grande, CA. Whenever I have a need, a question, or an opportunity to increase the value of my insurance package, Tennant Insurance always comes through with friendliness, accuracy and timeliness. From day one, Tennant Insurance has always given my financial and material safety their first priority. There is just no way that I can get the time honored value and commitment to my well-being during times of stress from any other insurance agency in town. David Tennant Insurance takes care of their customers like family. And you can’t beat that!

Julie S., Arroyo Grande, CA